Of course, little Houston did indeed exist before he was born, but our pro-abortion laws don't recognize his existence as a person before his birth. Luckily, he has had the life-saving surgery he needed, but it won't be paid for by insurance, and thus far he has continued to be denied coverage.
At birth, Houston Tracy let out a single loud cry before his father cut the cord and handed him to a nurse.
Instantly, Doug Tracy knew something was wrong with his son.
"He wasn't turning pink fast enough," Tracy said. "When they listened to his chest, they realized he had an issue."
That turned out to be d-transposition of the great arteries, a defect in which the two major vessels that carry blood away from the heart are reversed. The condition causes babies to turn blue.
Surgery would correct it, but within days of Houston's birth March 15, Tracy learned that his application for health insurance to cover his son had been denied. The reason: a pre-existing condition.
"How can he have a pre-existing condition if the baby didn't exist until now?" Tracy asked.
New federal legislation that will prevent insurance companies from denying children coverage based on a pre-existing condition comes too late for the Tracys. The legislation, passed by Congress and signed by President Barack Obama this week, won't go into effect until September.
But Houston, who is hospitalized at Cook Children's Medical Center in Fort Worth, needs coverage now.
This story does highlight one of the major problems with insurance--yet the fix may end up being worse than the cure. Since the new law is supposed to prevent people with preexisting conditions from being denied coverage, there's no incentive for people to buy coverage until they need it--and the insurance model depends on healthy people paying into the pool to minimize the costs of those who need expensive treatments, surgeries, etc.
I'm not one of those people who thinks that the government's expanded role in health insurance is going to be as helpful as people hope it will. But I'm also not one of those who thinks that things were perfect as they were. The insanity of denying an unborn child coverage only to insist that his heart defect present at birth is a "preexisting condition" is hard to fathom, yet the twisted and strange world of health insurance contains many such irrationalities. The worst thing is that adding an overlay of government bureaucracy to these already serpentine rules and regulations may end up doing worse than no good--yet it's clear that reform, sensible, targeted reform, was needed a long time ago.